What’s on Your Bucket List and Why?

We all have dreams and goals we hope to achieve in our lifetime. Whether it's travelling the world, starting a business, or ensuring your family is financially secure, your bucket list reflects what truly matters to you. But have you considered how estate planning can help turn those dreams into a reality—even beyond your lifetime?

Have you ever sat down and listed all the things you want to do before you go? Maybe you want to visit the Great Barrier Reef, write a book, or make sure your loved ones are taken care of when you’re no longer around. Whatever’s on your bucket list, one thing is certain—planning is key. And that includes planning for the unexpected.

Why Estate Planning Belongs on Your Bucket List

Most people think of a bucket list as a collection of exciting experiences. But what about ensuring your family’s future? That’s just as important as any adventure.

Estate planning is more than just writing a will. It’s about making sure that if something happens to you, your loved ones are financially secure, your wishes are respected, and your hard-earned assets go where you intend them to. With the right documents—like a will, power of attorney, and superannuation nominations—you can tick off the most important item on your bucket list: peace of mind.

So, what’s on your bucket list? Whatever it is, don’t forget to include securing your family’s future. Taking care of your estate now means you can enjoy life with fewer worries, knowing your loved ones will be looked after when it matters most.

Want to make estate planning easy? Speak with us and start ticking things off your list today!

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions.

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

If I Could Put a Message on the Big Screen at Times Square, It Would Be…

If I had the chance to display a message on the big screen at Times Square—where millions of people rush by every day, caught up in the chaos of life—I’d want it to be something that makes them stop. Just for a moment. Something that lingers in their minds long after they’ve moved on. 

It would say: "What You Leave Behind Matters. Make It Count."

In a world that moves fast, it’s easy to focus only on what’s right in front of us—deadlines, responsibilities, dreams we’re chasing. But what about the bigger picture? What about the mark we leave behind? 

This message isn’t just about money or success. It’s about the relationships we nurture, the values we pass on, and the impact we have on the people around us. It’s about making sure that when the lights fade, something meaningful remains—whether that’s in the wisdom we’ve shared, the love we’ve given, or the plans we’ve put in place to look after the people we care about. 

That’s what true legacy is. And while we can’t predict the future, we can take small but powerful steps today to ensure that what we leave behind reflects the life we lived. 

So, if you saw this message on a giant screen in Times Square, would it make you pause? More importantly, what will your legacy be? 

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.

© WebWills, Australia 2025.

Habits to Leave a Great Legacy

We often think of legacy as something big—money, property, or a business left behind. But in reality, legacy is shaped by the small things we do every day. It’s in the values we pass on, how we care for our loved ones, and the plans we make for the future. Estate planning plays a key role in ensuring that our legacy is protected and passed down the way we intend. Here are some habits that help build a meaningful legacy. 

1.    Plan Ahead 

A well-prepared estate plan ensures your assets go to the right people and prevents unnecessary stress for your family. A will, power of attorney, and other legal documents help secure your legacy. 

2.    Live by Your Values 

The way you treat people and the values you uphold will be remembered long after you're gone. Be kind, generous, and fair—your actions shape how people will remember you. 

3.    Share Your Knowledge 

Pass down what you’ve learned, whether it's financial wisdom, life lessons, or even your favourite family recipes. Knowledge is a powerful part of any legacy. 

4.    Give Back 

Whether through charity, volunteering, or simply helping others, giving back strengthens your impact on the world and creates a lasting difference. 

5.    Have Conversations About the Future 

Talk to your loved ones about your wishes. Estate planning isn’t just about legal documents—it’s about open communication and making sure everyone understands your intentions. 

Leaving a great legacy isn’t just about wealth; it’s about the choices we make today. By planning ahead and living with purpose, we ensure that our impact lasts for generations to come. 

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions.  

© WebWills, Australia 2025.

5 Profiles, Blogs, and Podcasts I Actually Follow (And Why You Might Too)

Let’s be real—there’s a lot of content out there. Some of its gold, some of it’s... well, let’s just say I’ve wasted hours of my life I’ll never get back. But every now and then, I stumble across something useful, entertaining, or at least mildly amusing. Since I spend a good chunk of my time in the estate planning world (and life in general), I’ve put together a mix of profiles, blogs, and podcasts that I genuinely enjoy. Not all of them are about wills and estates, but hey, variety is the spice of life, right?

1. The Pineapple Project (Podcast)

If finance podcasts usually put you to sleep, this one might just wake you up. Hosted by comedian Claire Hooper, The Pineapple Project makes talking about money (including estate planning) actually fun. It’s packed with practical advice minus the usual finance jargon that makes your eyes glaze over.

2. Vikki Petraitis - Casefile Presents (Podcast)

Alright, this one has nothing to do with estate planning, but if you love true crime, Vikki Petraitis is an Aussie legend. Her storytelling is top-notch, and who doesn’t love a good mystery? It’s the perfect background noise while pretending to be productive.

3. The Minimalists (Podcast & Blog)

Why I follow: If you’ve ever felt like your life is cluttered—physically or mentally—The Minimalists offer practical advice on simplifying things. They don’t just talk about decluttering your home; they dive into how minimalism can improve finances, relationships, and well-being.

Why you might like it: Their content isn’t about getting rid of everything you own. It’s about making space for what truly matters.

4. Scott Pape - The Barefoot Investor (Blog & Book)

I know, I know—this one’s an obvious choice, but there’s a reason why Scott Pape’s advice is gospel for so many Aussies. His no-BS take on money, investing, and estate planning makes it all seem manageable. Plus, his approach is refreshingly simple (and doesn’t involve sacrificing your daily coffee).

5. The Guilty Feminist (Podcast)

A mix of comedy, feminism, and real talk about modern life. Again, nothing to do with estate planning, but it’s hilarious and thought-provoking, which is a pretty solid combo. Sometimes you just need a break from thinking about wills and beneficiaries.

So, there you have it—five recommendations that won’t make you want to poke your eyes out with a pen. Whether you’re into finance, law, true crime, or just a good laugh, these are all worth checking out. And if you’ve got any favourites, send them my way—I’m always up for adding another distraction to my list!

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions. 

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

A Song That Stuck With Me (And How It Weirdly Relates to Estate Planning)

There’s a song that’s been living rent-free in my head for years: "You Can’t Always Get What You Want" by The Rolling Stones. Classic tune, right? Catchy melody, solid lyrics, and Mick Jagger doing his thing. But the reason it resonates with me isn’t just nostalgia—it’s because life, and yes, even estate planning, is full of moments where we don’t always get exactly what we want.

The Unexpected Lessons in a Rock Anthem

The song’s message is simple: sometimes, things don’t go our way. But if we plan ahead, we might just get what we need. And honestly, that’s estate planning in a nutshell. No one wants to think about wills, superannuation beneficiaries, or who gets the vintage record collection, but if you don’t, your loved ones might end up with a legal mess instead of a smooth transition.

The "Fairness" Illusion

Let’s be real—when money and assets are involved, family dynamics can get... spicy. Everyone has their own version of "fair." Your kids might expect an even split, your second spouse might think they should get the house, and your best mate might be wondering if that boat you always talked about gifting him is actually coming his way. The reality? You can’t always give everyone exactly what they want, but with a proper plan, you can make sure they get what they need (and minimise the fights in the process).

Procrastination: The Real Villain

Another line from the song? "But if you try sometimes, well, you just might find..." That’s estate planning. If you actually try—as in, get your affairs in order instead of putting it off—you’ll realise it’s not as scary as it sounds. Plus, future you (and your family) will be thanking past you for being proactive.

Final Chorus

Look, I get it. Talking about death and assets isn’t exactly a Saturday night party topic. But thinking ahead—whether for your estate or just life in general—means fewer headaches later on. So, take a note from The Rolling Stones: You might not get everything you want, but with the right planning, you’ll at least get what you need. And that’s a win in my book.

DISCLAIMER

This commentary is published by HazeLegal for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://hazelegal.com.au before making any decisions. 

HazeLegal works closely with our sister company, WebWills, to bring you these resources.

© HazeLegal, Australia 2025.

What I’m Loving Lately: A Lawyer’s Take on Life and Planning Ahead

You know that feeling when you discover something great and have to tell everyone about it? That’s me right now. Lately, I’ve been loving a few things—some legal, some not—and I thought, why not share them? Consider this a mix of life’s little joys and a friendly nudge to get your affairs in order (because let’s be real, future you will thank you).

1. Digital Decluttering
I finally tackled my inbox. It was either that or let the unread emails hit a number so high that it became someone else’s problem. Turns out that having a system (folders, labels, and actually replying on time) makes life easier. And speaking of organisation, your legal documents should get the same treatment. Wills, powers of attorney, and important files—find them, sort them, and for the love of all things orderly, don’t keep them in a random drawer.

2. Good Coffee
I’ve rediscovered the joy of a properly made flat white. No offence to instant coffee, but life’s too short for bad caffeine. And while we’re on the topic of quality over convenience, the same goes for estate planning. Quick DIY solutions might seem tempting, but a solid, well-prepared plan (preferably not written on the back of a napkin) saves a world of trouble down the track.

3. A Bit of Nostalgia
Recently, I dug up some old photo albums (yes, actual printed photos). There’s something special about flipping through memories, laughing at questionable fashion choices, and remembering what really matters. It’s also a reminder that life moves fast. Having a plan for your loved ones—whether it’s updating your will or making sure your assets don’t disappear into legal limbo—is just another way of looking after them.

4. Long Walks and Podcasts
A solid walk with a good podcast is my current happy place. It’s a great way to clear my head, get some fresh air, and occasionally learn something useful (or at least entertaining). If you’re looking for a sign to get outside, this is it. And while you’re at it, maybe think about ticking ‘update my estate plan’ off your mental to-do list. You know, just for peace of mind.

Life’s about balance—good coffee, organised plans, and the occasional deep dive into nostalgia. I’m all for enjoying the present, but giving a little thought to the future doesn’t hurt either. So, go on, treat yourself to something you love, and if you haven’t sorted your estate plan yet, consider it another way of looking after yourself (and your loved ones).

Until next time—stay caffeinated and legally prepared!

DISCLAIMER

This commentary is published by WebWills for general information only—it’s not legal advice. If you have questions or need advice for your specific situation, we recommend speaking to a lawyer or reaching out to us at http://webwills.com.au before making any decisions. 

© WebWills, Australia 2025.

I’m Still Embarrassed About...

We all have those moments in life that make us cringe when we think about them. I know I do, and if I'm being honest, there are a few things from the past that still make me feel a bit red-faced, even when I talk about them with friends. Today, I thought I’d share three scenarios that I’m still embarrassed about—just in case you can relate. Trust me, you’re not alone if you’ve ever wished you could just erase a moment from your memory!

The Time I Spilled Coffee All Over My Friend’s New Outfit

Okay, this one’s a classic. My friend had just bought a brand-new outfit for a special event, and of course, I was so excited to meet her that I wasn’t paying attention. We were at a café, and I had my coffee in hand, when—boom! My elbow knocked it over, and it spilled all over her brand-new dress. I remember the look on her face. It was a mix of shock and disbelief. I felt so guilty, I could’ve disappeared into the floor. To this day, I’m extra cautious with my coffee around friends.

The “I’m Fine” Text That Went to the Wrong Person

This one’s another cringe-worthy moment. I was having a really tough day, and I texted a friend to vent. However, instead of sending it to the right person, I accidentally sent it to a colleague I didn’t know that well. Talk about awkward! The message was full of personal stuff, and I had to quickly explain myself. It was like the universe was playing a joke on me, but I couldn’t help but laugh at how ridiculous it was. Needless to say, I’ve double-checked my recipient list ever since.

The Time I Got Lost at a Party

This one still makes me cringe when I think about it. I was at a friend’s party, and after a while, I got separated from the group. I wandered around, looking for familiar faces but somehow ended up completely lost in the house. I walked into the wrong room, and there was a group of strangers sitting there. They looked at me like I was some sort of ghost, and I couldn’t find the words to explain myself. I ended up just saying, “Sorry, wrong room,” and backing out. My friends still tease me about it today.

So, yeah, those are three moments I’m still embarrassed about. But honestly, isn’t that what makes life a bit more fun? We all have our awkward moments, and it’s okay to laugh at ourselves sometimes. If you’ve ever had any of these cringe-worthy experiences, just know that you’re in good company!

Let me know your embarrassing moments in the comments below. Trust me, it’ll make me feel better to know I’m not the only one with a few stories to tell! 

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

Everything Changed When...

Sometimes life takes an unexpected turn—the kind that stops you in your tracks and makes you question everything. You might not even see it coming, but in hindsight, you realise that moment reshaped your life. These pivotal points can teach us resilience, spark self-discovery, and redefine what truly matters. Let me share a bit about one of those moments in my life and the lessons that followed.

Everything changed when I took a leap of faith and moved away from the familiar. I had always been the kind of person who thrived in my comfort zone. But then an opportunity arose—a job in a new city, far from family, friends, and everything I knew. At first, I hesitated. It felt like too big a risk. But deep down, I knew staying where I was meant staying stagnant.

Packing my life into boxes felt like an adventure—until the loneliness set in. It was hard starting over, harder than I ever imagined. But with every challenge came growth. I learned to rely on myself, to find joy in small wins, and to embrace discomfort as a sign of progress.

I also discovered how important it is to connect with others. By reaching out and building new friendships, I found a community that became my second family. Slowly, the city that once felt foreign became home.

Everything changed, but for the better. That leap of faith taught me more about courage, adaptability, and the beauty of new beginnings than I ever thought possible. Life’s turning points might seem daunting at first, but they often carry the seeds of transformation. So, if you ever find yourself at a crossroads, remember this: growth starts just outside your comfort zone.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

5 Questions to Ask Your Lawyer Before You Get Startedwith Will and Estate Planning

When it comes to will and estate planning, you want to get it right the first time. After all, it’s about making sure your loved ones are cared for and your wishes are respected. Whether you’re just starting or updating an old plan, having a good chat with your lawyer can make all the difference. Here are five key questions to ask to get the ball rolling.

1. What documents do I need to bring?

Starting on the right foot means being prepared. Ask your lawyer what paperwork you should bring to your first meeting. This might include information about your assets, like property deeds, bank statements, and superannuation details. A clear picture of your financial situation helps your lawyer craft a plan that suits your needs. We include an easy to follow online questionnaire that asks all the right questions so that you have time to think about what you need.

2. Who should I choose as my executor?

The executor of your will plays a critical role in carrying out your wishes. It’s important to choose someone trustworthy and capable of handling the responsibilities. Your lawyer can guide you on what qualities to look for in an executor and whether you might need a backup. It is always best to have a back so that you do not need to redo your Will if you know your first choice won’t be up for the job for any reason.

3. How can I minimise disputes?

No one wants their estate to be the source of family arguments. A good lawyer will have strategies to reduce the likelihood of disputes, such as clear language in your will and open discussions with your family. They can also advise you on how to deal with complex situations, like blended families or estranged relatives. We also provide and suggest some great resources so that you get to leave all the right information behind to minimise the risk of a dispute or challenge.

4. What happens if I don’t update my will?

Life changes – marriages, divorces, new kids, or even acquiring new assets. Your lawyer can explain what happens if your will isn’t updated to reflect these changes. Keeping your will up to date ensures it aligns with your current circumstances and avoids unintended outcomes.

5. What should I consider for powers of attorney?

Estate planning isn’t just about what happens after you’re gone. It’s also about planning for situations where you might not be able to make decisions for yourself. Talk to your lawyer about setting up powers of attorney for financial, medical, and personal matters. They’ll help you understand the scope of these roles and how to choose the right people for them. It is recommended that you leave them some directions using our great online process.

Will and estate planning might seem overwhelming, but it doesn’t have to be. Asking the right questions ensures you’re covering all your bases and making informed decisions. We are here to guide you, so don’t hesitate to lean on our expertise. With a bit of preparation and the right advice, you’ll have a solid plan in place to give you peace of mind and protect your loved ones.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

Inspiring Client Success Story: A Journey Through Wills and Estate Planning

When it comes to wills and estate planning, it’s easy to feel overwhelmed or even push the task aside, thinking it can wait. But as I’ve seen firsthand, taking the time to plan now can make all the difference later. Let me share the story of Sarah and her family—a heartwarming example of how thoughtful planning turned a potentially stressful situation into a smooth transition for everyone involved. 

Sarah reached out to me after her father, Peter, had a close call with his health. He’d been putting off his estate planning for years, despite owning a home, running a small business, and being the glue that held the family together. When Peter finally decided to act, his main concern was ensuring that his family wouldn’t face disputes or confusion when the time came. 

We started by walking through Peter’s assets and understanding his wishes. He wanted to provide for his children but also make sure his business stayed operational for the team who depended on it. Together, we worked on a will that clearly outlined his intentions, named a trusted executor, and even included provisions for unexpected scenarios. 

He also set up a Digital Vault with us so that he could send his family all the information that they would need when the time came. He mentioned that he wanted to leave letters in the vault to be sent to each of his family members once he passed, to let them know how much they meant to him, which I thought was a lovely touch. We also discussed him leaving his financial information in the Vault as well, particularly relating to his business so that it would not grind to a halt once he passed away leaving not only his family but his employees and customers in a compromised position. He did take care of everything and honoured his responsibilities.

What struck me most was how Peter involved his family in the process. Sitting around the dining table, he openly discussed his plans with Sarah and her siblings. It wasn’t an easy conversation, but it brought everyone closer and cleared up any assumptions. 

When Peter passed away years later, the family was prepared. There were no legal battles, no guessing games, and no hard feelings. Everything he had worked for went exactly where he intended, and his family was free to focus on healing and celebrating his life. 

Stories like Sarah and Peter’s remind me why I’m so passionate about wills and estate planning. It’s not just about legal documents—it’s about protecting your loved ones, easing their burden, and ensuring your legacy is carried out as you see fit. 

If you’ve been putting off your planning, take a moment to think about the peace of mind it could bring to you and your family. It’s never too early to start, and the results are worth every effort. After all, your story deserves to be told your way.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

What Lights Me Up in My Job as a Wills and Estate Planning Lawyer

When I tell people I’m a Wills and Estate Planning lawyer, their first reaction is often a polite nod or a hesitant “That must be… interesting?” But let me tell you, my work is far more than paperwork and legal jargon. It’s a mix of heartwarming moments, meaningful connections, and problem-solving that genuinely makes a difference in people’s lives. Here’s why I love what I do and why it brings me so much fulfilment.

• Helping Families Find Peace of Mind
  There’s something incredibly satisfying about guiding families through planning their legacy. When someone leaves my office knowing their loved ones will be cared for, I feel like I’ve lifted a weight off their shoulders.

• Transforming Uncertainty into Clarity
  Many people come to me overwhelmed, unsure where to start or what’s needed. I love demystifying the legal process, explaining things in plain English, and giving my clients the tools to make confident decisions.

• Hearing the Stories Behind the Assets
  Every estate plan has a story. It’s not just about dollars and properties—about who gets Grandma’s antique ring, why the family holiday home matters, or what legacy a client wants to leave behind. These stories bring my work to life.

• Protecting Vulnerable People
  Knowing I’ve set up safeguards for children, elderly parents, or those with special needs gives me a deep sense of purpose. It’s rewarding to create plans that ensure everyone’s interests are looked after. To me, there is nothing more important than family and I love it when I get to work with people who value family too.

• Bringing Comfort in Difficult Times
  I often meet clients during challenging moments—grieving a loved one or planning for the unexpected. Being a steady presence and helping them navigate these emotions with kindness is one of the most meaningful parts of my job.

What lights me up in my work is knowing that I’m not just dealing with legal documents—I’m helping people write a chapter of their story. My job as a Wills and Estate Planning lawyer is about building trust, solving problems, and creating peace of mind for families. And while the work can be complex, the human connections and sense of purpose make it all worthwhile.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2025.

If You Knew You Had Three Months to Live, How Would You Spend Them?

 The fluorescent tube lights flickered as time seemed to hang still, one moment stretched out. “I understand if you need time” the Doctors’ voice broke the silence, an uncomfortable croak in his tone. “Whilst there are options, I am afraid the chances of success are low.” I felt a sting in my eyes and a weight in my stomach as it churned violently. “Well... I guess what are my options then? What should I do?”

If You Knew You Had Three Months to Live, How Would You Spend Them?

The thought of having only three months to live can be intimidating and profoundly life-altering. It pushes us to reflect on our priorities, relationships, and the legacy we wish to leave behind. Understanding how to prepare for the unexpected is crucial. Here are some thoughtful ways you might consider spending your remaining time.

1.        Reconnect with Loved Ones

Take the opportunity to reach out to family and friends. Share your thoughts, feelings, and memories. This connection can be healing for both you and your loved ones, and it can help create lasting bonds that will endure even after you're gone.

2.        Document Your Wishes

It’s essential to express how you want your assets distributed. If you die without a will, the law dictates how your assets will be shared. Creating a will allows you to choose who receives your possessions, ensuring your wishes are respected and reducing potential disputes among family members.

3.        Create Lasting Memories

Spend time doing things you love. Whether it’s a special family outing, a long-desired trip, or simply sharing a meal with those closest to you, these moments become cherished memories that can provide comfort to your loved ones after your passing.

4.        Reflect on Your Life

Take time to think about your journey. Write down your thoughts, lessons learned, and hopes for the future of your loved ones. This reflection can be a gift that guides and inspires them long after you're gone.

5.        Get Your Affairs in Order

Ensure all your financial and legal matters are in place. This includes updating your will, organising your finances, and discussing your plans with a lawyer. This step provides peace of mind for both you and your loved ones.

While the idea of having a limited time left can feel overwhelming, it also offers a chance to focus on what truly matters. Taking these steps can help you find solace and purpose, ensuring that your legacy is one of love and care.

If you need assistance with your estate planning or understanding intestacy laws, please don’t hesitate to reach out.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2024.

Why You Should Consider a Binding Financial Agreement for Estate Planning

Ever thought about how your assets would be handled if your relationship ended or if you passed away? A Binding Financial Agreement (BFA) might be the missing piece in your estate plan. It’s more than just a document—it’s peace of mind. Let’s unpack some common questions about BFAs and their role in estate planning.

What is a Binding Financial Agreement?
A BFA is a legal contract in Australia that sets out how finances and assets will be divided during or after a relationship, including marriage and de facto partnerships.

Agreements of this sort reached at the beginning or during a relationship usually state that each party will retain the respective assets in the event of a breakup, ie what’s yours is yours and what’s mine is mine. In doing so you now know what assets you have to deal with in your estate planning.

When is a BFA recommended?
It’s ideal for couples entering a relationship, during a relationship, or even after separation. It’s especially helpful for those with significant assets, business interests, or children from previous relationships.

It is recommended that you create certainty in exactly what assets are yours to deal with.

Are all Agreements binding?
Not necessarily. For an agreement to be legally binding, ie a proper Binding Financial Agreement, both parties must receive independent legal advice, and the agreement must meet strict legal requirements. You should therefore consult with a lawyer to take you through the process and ensure that your agreement meets the legislative requirements. An agreement that you and your partner reach privately will not be enforceable.

Further BFAs can be overturned if there was fraud, undue pressure, lack of full disclosure, unconscionable conduct by one party (eg making the other party sign on the eve of a wedding), or a significant change in circumstances that would render the agreement unfair.

So, you must do this properly, informal agreements don’t count.

Why include it in estate planning?
A BFA helps ensure your wishes for asset distribution are clear and protected, reducing the risk of disputes among family members or former partners.

You have to know what you have before you can give it away.

How does a BFA affect your estate?
It can influence how your assets are divided, ensuring your intentions are respected and reducing complications for your executor and beneficiaries.

Also, BFA’s can also include a waiver of any claims against your estate (may be subject to court approval and depend on the state in which you live).

Can a BFA be used as an estate planning tool?
Absolutely. It’s a proactive way to align financial agreements with your estate plan, offering clarity and protection for your assets.

Is the BFA a ‘binding’ agreement on the couple?
Yes, if it meets all legal requirements, it binds the couple to its terms, making it enforceable.

At death, what prevails—the Will or the BFA?
They work together but cover different things. The BFA outlines asset division during the relationship or separation, while the Will handles asset distribution after death. Even if you decide not to claim the assets of your partner in a BFA doesn’t mean that you can’t leave them gifts, or indeed significant property, through your Will if you die.

Does a BFA prevent family provision claims?
No, a BFA doesn’t stop family provision claims entirely, but it can strengthen your estate’s position in such disputes. You should speak with a lawyer to discuss your concerns.

Why does the Family Court ignore BFAs?
Courts may set aside a BFA if it’s unfair, wasn’t made correctly, or if one party was pressured into signing.

A Binding Financial Agreement is more than a financial safeguard—it’s a key piece of your estate planning puzzle. It helps protect your wishes, your assets, and your loved ones from unnecessary stress. Thinking of adding a BFA to your plan? It’s a smart step to take for your peace of mind.

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

What Breaks My Heart About Being a Wills Lawyer

As a wills lawyer, I have the privilege of helping people plan for their future and protect their loved ones. It’s a rewarding job but comes with its fair share of heartache. Estate planning isn't just about paperwork and legal jargon; it’s about people, families, and the emotions tied to their stories. And while I strive to help clients find peace of mind, some moments truly break my heart. Here’s why:

When Families Fall Apart

• Conflict Over Inheritances: It’s devastating to see siblings, who once shared childhood memories, turn against each other because of disagreements over an inheritance. I’ve witnessed the deepest rifts form over who gets what, and it’s painful knowing that these disputes can last for years, if not forever. I’ve even witnessed a brother and sister become estranged over their late mother’s punch bowl! Families are complicated but adding a highly emotional situation to the mix can lead to a breaking point.

• Lack of Communication: Many times, family members are blindsided by the contents of a will because there was no prior discussion. This lack of communication can lead to resentment, confusion, and, sadly, broken relationships. If only people would talk openly about their wishes, it could spare their loved ones a lot of pain. But if you can’t talk about it, you can always leave written information about why you wrote the Will in the way that you did so that they can better understand.

When People Delay Estate Planning

• The “It Won’t Happen to Me” Mentality: Too many people put off creating a will, thinking they have plenty of time. Unfortunately, I’ve seen the aftermath when someone passes away unexpectedly without a will in place. The loved ones left behind are not only grieving but are also left to navigate a complicated legal process.

• Avoiding Tough Conversations: I get it—talking about death and what happens to our assets isn’t a pleasant topic. But avoiding these conversations doesn’t make the reality any less inevitable. Embracing our mortality can make us appreciate the shortness of life so that we live each moment to the fullest. It’s heartbreaking to see families in distress because their loved ones didn’t want to face these tough decisions when they had the chance.

When Clients Struggle with Tough Decisions

• Choosing a Guardian for Minor Children: One of the hardest parts for many parents is deciding who will care for their children if they pass away. I’ve sat across from clients who are visibly torn, unsure if anyone could truly fill their shoes. It’s an emotional decision, and it’s tough to witness the anguish it can cause. But you have to make a decision otherwise the court or someone else who does not know your child and their needs, or your values, will make that decision for you if you don’t.

• Leaving Someone Out of a Will: Whether it’s a child who’s had a falling out with the family or a spouse from a blended family, deciding to exclude someone from a will is never easy. Clients often feel immense guilt, even when they know it’s the right decision for their circumstances. However, if you are justified in leaving someone out, you should leave the right documentation behind to minimise the risk of an estate challenge.

When There’s Regret and Guilt

• Wishing They’d Done Things Differently: I’ve had clients who, after experiencing a loss in their family, regret not having had certain conversations or making different decisions in their own estate planning. It’s hard to see people struggle with the "what ifs" and "if onlys." You can write them a letter asking for forgiveness.

• Final Wishes Left Unsaid: It breaks my heart when I hear stories of clients who didn’t get the chance to say their goodbyes or leave a personal message for their loved ones. A will can handle the legal aspects, but it’s the human connections and emotional farewells that often get lost. You can write these down and ensure that they are delivered after you pass away

Being a wills lawyer is a job filled with ups and downs. It’s incredibly rewarding to help people plan for the future and provide peace of mind. But it’s also a role that comes with its share of heartache. What breaks my heart the most is seeing the pain, conflict, and regret that could have been avoided with a bit of planning and open conversation. I hope that by sharing these stories, more people will feel encouraged to take action, have tough conversations, and make the necessary plans to protect their loved ones. In the end, it’s about leaving behind more than just assets—it’s about leaving behind love and peace.

DISCLAIMER

This is a commentary published by WebWills for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://webwills.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© WebWills, Australia 2024.

9 Meaningful Ways Our Family Love Even After You Have Died

Death can often feel like the end of a story, but for many families, it's just the beginning of a new chapter. The love we share with those who have passed doesn't simply vanish; it transforms and evolves, continuing to shape our lives in profound ways. As a lawyer who works closely with families during some of their toughest moments, I've seen firsthand how love persists beyond the grave. In this post, I’ll explore meaningful ways that families can keep the love alive, honouring those we've lost while finding comfort and connection in our shared memories.

1. Storytelling and Sharing Memories

One of the most powerful ways to keep the memory of a loved one alive is through storytelling. Gathering family members to share stories about the deceased can bring both laughter and tears. It’s in these moments that their spirit shines through, reminding us of the joy and love they brought into our lives.

2. Creating a Memorial Space

Setting up a dedicated space at home—whether it’s a small altar or a corner with photos and mementoes—can be a beautiful way to honour a loved one. This space can serve as a daily reminder of their impact and can be a place for family members to reflect, pray, or even share moments of joy that they experienced together.

3. Celebrating Special Days

Honouring birthdays, anniversaries, or significant dates can help families feel connected to those who have passed. Whether it’s cooking their favourite meal, lighting a candle, or simply sharing stories, these celebrations can help reinforce the idea that love knows no bounds, even in death.

4. Keeping Traditions Alive

Many families have unique traditions that are passed down through generations. By continuing these traditions, family members can keep the legacy of their loved ones alive. It’s a way to incorporate their values and memories into everyday life, creating a sense of continuity and belonging.

5. Supporting Each Other

Grief can be isolating but leaning on each other can make all the difference. Creating a family support system allows everyone to express their feelings and share their grief. This can foster deeper connections and remind each member that love is still very much present.

6. Creating a Legacy Project

Consider starting a project in honour of your loved one. This could be anything from a charity initiative to a family scrapbook filled with cherished memories. Such projects not only celebrate their life but also allow family members to contribute positively to the world in their memory.

7. Journaling and Letter Writing

Writing can be a cathartic experience. Encourage family members to write letters to the deceased or keep journals reflecting on their memories and feelings. This practice can help process grief and keep the conversation about love and loss open and ongoing.

8. Connecting with Nature

Many people find solace in nature, which can be a beautiful way to remember those we've lost. Planting a tree or a garden in their honour can serve as a living tribute that grows and flourishes over time, symbolising the enduring love that remains.

9. Finding a Symbolic Gesture

Developing a family tradition around a specific symbol—like a particular flower or a song—can create a lasting connection. Each time this symbol appears or is mentioned, it can evoke fond memories and feelings of love, reinforcing the bond that endures beyond death.

While death can bring profound sorrow, it also offers a chance to reflect on the love shared with those who have passed. By finding meaningful ways to celebrate and honour their memory, families can maintain a connection that transcends time and space. Love, after all, is an enduring force that we can carry with us, transforming our grief into gratitude for the moments shared. Embrace these practices to keep your loved ones close, allowing their love to continue shining brightly in your life.

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

How Estate Planning Can Motivate You to Live a Better Life

When most people hear the term "estate planning," they often think about wills, trusts, and the distribution of assets after death. While these aspects are crucial, estate planning encompasses much more than just the legalities of passing on wealth. It can be a powerful motivator for you to reflect on your life, set meaningful goals, and cultivate a sense of purpose. In this blog post, we’ll explore how engaging in estate planning can inspire you to live a better life, not just for yourself, but for those you care about.

Understanding Estate Planning

At its core, estate planning is about making decisions regarding your assets and ensuring your wishes are fulfilled after you're gone. However, it also encourages you to assess your life priorities and values. When you take the time to think about what you want to leave behind—be it financial assets, family heirlooms, or personal values—you begin to realise the importance of living intentionally.

Setting Goals and Priorities

One of the first steps in estate planning is to identify your goals and priorities. What do you value most in life? Is it your family, community, or personal achievements? By defining these aspects, you’re not only preparing for the future but also motivating yourself to focus on what truly matters today. This process can lead you to make decisions that align more closely with your values, encouraging a lifestyle that reflects your priorities.

Inspiring Meaningful Relationships

Estate planning often prompts discussions with family and friends about your wishes and values. These conversations can deepen relationships and foster a sense of community. When you share your plans and aspirations with loved ones, you create a supportive environment that motivates you to strengthen those bonds. After all, living a fulfilling life is often about the connections we make with others.

Encouraging Financial Responsibility

Taking charge of your estate planning means you’ll need to take a closer look at your financial situation. This often leads to a more responsible approach to money management. By setting aside funds for future needs and creating a budget, you can relieve stress and focus on living well today. Financial stability can empower you to pursue your passions, travel, or invest in experiences that enrich your life.

Reflecting on Your Legacy

What kind of legacy do you want to leave behind? Engaging in estate planning gives you the chance to think about your impact on the world. Whether it’s supporting charitable causes, nurturing future generations, or simply instilling values in your loved ones, reflecting on your legacy can motivate you to take action now. Living with the end in mind can inspire you to make choices that contribute to a positive impact, enhancing your sense of purpose.

Life is short

The most valuable aspect of estate planning is that it reminds you that life is short and that we only have one life, so let’s make the best of it. So while people put off thinking about getting their will done because they don’t want to reflect on their own mortality, you should, from time to time, just to ensure that you are wasting one moment of this precious life. Don’t waste your time on trivial things, after all, you won’t be lying on your death bed regretting not fighting with people more or that you didn’t get to scroll on social media more. What would you regret on your deathbed? Now take action to change that.

Estate planning is often viewed as an overwhelming task, but it can also be a transformative experience. By motivating you to reflect on your goals, relationships, and values, estate planning encourages a more intentional and fulfilling life. So, whether you’re just starting your journey or have been putting it off, consider how this important process can inspire you to live better today. After all, life is about more than just what you leave behind; it’s also about how you choose to live in the moment. Embrace the opportunity to shape your future while enriching your present—your life, and those of your loved ones, will thank you for it.

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

9 Secrets to Protect Your Estate

When it comes to planning for the future, many of us think about the big milestones—buying a house, starting a family, or building a career. But how often do we consider what will happen to our assets once we’re no longer around? Protecting your estate is crucial, not just for your peace of mind, but for the wellbeing of your loved ones too. In this blog post, we’ll explore some practical secrets to help you safeguard your estate. Let’s dive in!

1. Make a Will

First things first: if you haven’t made a will, now’s the time! A will outline how you want your assets distributed after your passing. Without one, the state decides, which may not align with your wishes. It’s a straightforward step that can save your family a lot of heartache down the line.

2. Consider a Power of Attorney

A power of attorney gives someone you trust the authority to make financial or medical decisions on your behalf if you’re unable to do so. This document is crucial for ensuring your wishes are respected, especially in times of crisis.

3. Review Your Beneficiaries

Life changes, and so do relationships. Regularly review the beneficiaries on your accounts—like superannuation or life insurance policies—to ensure they reflect your current wishes. A simple oversight could lead to complications for your loved ones later on.

4. Set Up Trusts

Trusts can be a smart way to manage your assets. They can protect your wealth from taxes and help control how your assets are distributed. If you have young children or complex family dynamics, trust might be especially beneficial.

5. Keep Your Documents Organised

Keeping your estate planning documents organised can make a world of difference. Create a secure location—like a locked drawer or a safe—where all your important documents are stored. Make sure your loved ones know where to find them.

6. Discuss Your Plans

Don’t keep your estate plans a secret. Have open conversations with your family about your wishes. This not only helps avoid misunderstandings but also gives them the chance to ask questions. Transparency is key!

7. Review Regularly

Your life circumstances will change—new relationships, children, or even a change in financial situation. Make it a habit to review your estate plan every few years or after major life events. Keeping it up to date ensures it continues to reflect your wishes.

8. Get Professional Help

Don’t hesitate to seek professional advice. Estate planning can be complex, and a qualified solicitor or financial advisor can guide you through the nuances. They can help you make informed decisions that align with your goals.

9. Consider Digital Assets

In our digital age, don’t forget about your online presence. Make sure to include your digital assets in your estate plan, such as social media accounts, cryptocurrencies, and any online business interests. This ensures everything is accounted for.

Protecting your estate doesn’t have to be overwhelming. By taking these simple steps, you can ensure that your wishes are honoured and your loved ones are taken care of after you’re gone. Remember, it’s all about preparation and communication. Start today, and give yourself and your family the gift of peace of mind. Your future self—and your loved ones—will thank you!

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

Would You Want Your Spouse to Remarry After You Die?

Talking about what happens after we pass away is never easy, but it’s a conversation worth having—especially when it comes to our loved ones. One of the more difficult questions in these discussions is whether you'd want your spouse to remarry after you're gone. It’s an incredibly personal issue with no right or wrong answer. However, thinking it through can help bring some clarity. Let’s break it down by considering five key questions that might guide your reflections.

I remember one particular conversation I had with a client named Beth. When she was diagnosed with a life-threatening illness, she came to see me, and amidst all the practicalities, she suddenly asked, "Do you think I should tell my husband to remarry if I pass away?" It was a heartbreaking question, but it’s one that many of us face in different forms. Beth, like so many others, wanted to make sure her husband would be looked after—but it also brought up feelings she hadn’t expected.

1. How Does Your Spouse’s Happiness Factor In?

When you love someone, their happiness is usually your top priority. Would it comfort you that your spouse could find happiness again, even with someone else? Beth shared with me how much she loved her husband and how she never wanted him to feel alone. "But I don’t know if I could bear the thought of him with someone else," she said. It’s a common feeling. Some people comfort themselves knowing their partner could find love again, while others find the thought unsettling.

2. What Would You Want for Yourself?

It can help to flip the scenario. If you were the one left behind, how would you feel about remarrying? This perspective might give you some insight into your values and how you’d want your spouse to approach this sensitive issue. Beth told me she couldn’t imagine moving on from her husband, but at the same time, she didn’t want him to feel like he couldn’t live his life fully if she passed away.

3. The Role of Time and Grief

Grief takes time, and your spouse would likely need a period of healing before even considering another relationship. Would you feel comfortable with them remarrying after a certain amount of time, or does the idea of them moving on at all feel difficult to accept? When Beth and I talked through this, she admitted that it wasn’t just the idea of remarriage that was hard—it was the timing. “I’d want him to be happy,” she said, “but maybe not right away.”

4. Children and Family Considerations

If you have children, their well-being will likely play a significant role in this discussion. Would your spouse remarrying affect the family dynamics? Would a new partner bring additional support, or could it complicate things emotionally for the children? Beth was particularly concerned about how her children might react if their father ever remarried. “Would it be good for them to have someone else in their lives?” she wondered. It’s an important question that many parents grapple with.

5. Personal and Cultural Beliefs

Lastly, your personal or cultural values may shape how you feel about remarriage after death. In some cultures, remarrying is encouraged, while in others, it’s less accepted. Reflecting on your beliefs, and perhaps discussing them with your spouse, can help you find peace with whatever decision feels right for you. Beth shared how her upbringing played a part in her internal conflict. “My mother never remarried after my dad passed,” she told me, “and I always admired that. But maybe times have changed.”

Deciding how you feel about your spouse remarrying after you're gone is deeply personal, and there’s no one-size-fits-all answer. These questions are just a starting point to reflect on what feels right for you and your loved ones. If this is something you want to discuss further—either with your spouse or as part of your estate planning—I’m here to help. Having these conversations now can bring clarity and peace of mind.

Feel free to reach out to me at (03) 9028 7603 or drop me an email at info@hazelegal.com.au. Let’s talk about how to bring comfort and security to those you love.

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A   person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

Everything You Ever Wanted to Know About What It Means to Leave Your Legacy

If you've ever thought about the impact you want to leave behind, you're not alone. Leaving a legacy resonates with many of us, whether we realise it or not. It's more than just a will or a few possessions; it's about the mark we leave on the world and the memories we create for those we love. As a lawyer, I often help people navigate this important topic, and today, I want to share some insights on what it means to leave your legacy. 

What Is a Legacy, anyway?

At its core, a legacy is passed on to others after you’re gone. It’s not just about material possessions, but also values, lessons, and memories. Think about it—when people remember you, what do you want them to think of? This could be the love you showed your family, the kindness you extended to your friends, or even how you approached your work and passions.

The Different Types of Legacies

1. Financial Legacy: This is often what first comes to mind. It includes your savings, property, investments, and any other assets you plan to pass on. Having a solid financial plan is crucial in ensuring that your loved ones are taken care of after you’re gone.

2. Emotional Legacy: This involves the relationships you build and the memories you create. It’s about how you make people feel, your kindness, your laughter, and the love you share.

3. Cultural and Ethical Legacy: These are the values and beliefs you instill in others. What principles do you want to pass down to the next generation? This could involve cultural traditions, ethical standards, or simply the way you approach life.

4. Intellectual Legacy: This includes the knowledge, skills, and insights you’ve gathered over your lifetime. Whether it’s through teaching, writing, or mentoring, sharing your wisdom can profoundly influence others.

Planning Your Legacy

Leaving a legacy doesn’t just happen; it requires intention. Here are some practical steps to consider:

• Reflect on Your Values: Spend some time thinking about what truly matters to you. What do you want to be remembered for?

• Communicate Your Wishes: Talk to your loved ones about your intentions. This can help ensure that your legacy aligns with your family’s values and needs.

• Create a Will: A well-drafted will is a key element of your financial legacy. It ensures that your assets are distributed according to your wishes and can help prevent disputes among heirs.

• Consider a Trust: Depending on your situation, setting up a trust can provide more control over how your assets are managed and distributed.

• Document Your Stories: Consider writing down your experiences, thoughts, and lessons learned. This can be a treasured gift for your family.

• Get Professional Advice: A lawyer can guide you through the legal aspects of estate planning, ensuring that your legacy is protected and carried out according to your wishes.

Leaving a legacy is one of the most meaningful things you can do in your lifetime. It’s not just about what you leave behind but how you live today. By being intentional about your legacy whether it’s through financial planning, nurturing relationships, or sharing your knowledge you can create a lasting impact that goes beyond your years. So, as you reflect on your life, think about the legacy you want to leave. What story do you want to tell? Remember, it’s never too late to start shaping your legacy, so take that first step today. Here is to leave a mark on the world!

DISCLAIMER

This is a commentary published by HazeLegal for general information purposes only. This is not meant to be taken as particular advice. You should seek your own legal and other advice for any question, or any specific situation or proposal, or get in touch with the writer at http://hazelegal.com.au before making any final decision. The content also is subject to change. A person listed may not be admitted as a lawyer in all States and Territories.

© HazeLegal, Australia 2024.

"Regret" by Ella Wheeler Wilcox